Impact of rising prices on investments
A pound saved is a pound earned. But thanks to inflation, over time, the value of the pound saved could be much less than when it was earned. One cannot ignore the corrosive impact of rising prices on investments. Continue reading →

Passing your wealth on to the next generation
You have worked hard to build your wealth. Passing it on to the next generation fairly, safely, effectively and efficiently takes skill and careful preparation. But some people find the idea of discussing inheritance uncomfortable and subsequently put off estate planning until, in some instances, it may be too late to make a difference. Continue reading →

Get a head start on your tax planning resolutions
Although the current tax year does not end until 5 April 2019, tax planning shouldn’t be a mad March rush. Now is the perfect time get a head start on your tax planning resolutions to enhance your own, your family’s or your company’s tax-efficient plans for the future. Continue reading →

Valuable employer contributions encourage people to stay
More people in the UK are saving towards retirement than ever before, according to data from the Office for National Statistics (ONS), with numbers boosted thanks to the Government’s auto-enrolment scheme. Under auto-enrolment, employees are automatically signed up to a workplace pension into which both they and their employers must contribute. Continue reading →

Numbers nearly double in the last two decades
With so much choice on offer, and with frequent rule changes and distinct tax benefits to consider, finding the right vehicle for your retirement planning is essential. Add to this the number of taxpaying pensioners nearly doubling over the last two decades, and with talk of also requiring pensioners to pay National Insurance on any earnings or even on pensions, the older population may start thinking of themselves as ‘Generation still taxed’. Continue reading →

Retirement needn’t be an all-or-nothing decision
The onwards march of ‘pretirement’ – where people scale back on work or slow their retirement plans down rather than giving up entirely – is continuing, with half (50%) of those retiring this year considering working past State Pension age. Continue reading →

Getting away from the stresses of everyday life
For many, the idea of retirement means getting away from the stresses of everyday life. But with livings costs rising and interest rates low, people need to think about how to generate extra income from their savings in retirement. Continue reading →

Pension savers risk a significant tax bill
For most people over the age of 55, it is now possible to cash in or unlock all of your pension. How you take these benefits will depend on the type of scheme you have, and how you want to take benefits. But concerns have been raised that some savers may risk running out of cash if they siphon too much out of their pension pots. Continue reading →

Make your vision a reality
Exactly how much you’ll need for a comfortable retirement will depend largely on your cost of living and lifestyle choices. For many people retirement is about 
sun-soaked holidays, leisurely rounds of golf and that boat they’ve always coveted. Continue reading →

Which is the right approach for you?
The world of investing can seem daunting. Whatever stage of life you’re at, we’ll guide you through the appropriate investment opportunities available to you. Every investor needs to ask themselves the same basic questions before getting started. Continue reading →