The everyday choices we make all have impacts on our planet
Our changing climate is making it harder to live in many parts of the world, often affecting some of the most disadvantaged communities. People are starting to realise that change is imminent and necessary. Continue reading
What’s your magic number?
Keeping up your current lifestyle and enjoying your golden years
People planning for retirement should think hard about what they want to do when they eventually stop work. It is helpful to have a good idea of the lifestyle you want, how much it will cost and how you are going to pay for it. Continue reading
Mind the pension gender gap
Women are being urged to think about their long-term savings
Imagine reaching retirement age and discovering that, despite years of saving, you don’t have enough money to get by. Worse still, suppose you’re unable to pay for the right kind of care in your old age. Continue reading
How much income will you receive from your State Pension?
Knowing what to expect can be an important part of planning for life after work
How much do you think you’ll need to fund your retirement? Of course, the answer to that question will depend on what you want to do when you stop work. Worryingly, almost half of non-retirees (46%) are unable to identify how much they believe retirees receive annually from their State Pension, according to a survey[1].
It may be time to invest your cash
Is your wealth protected from the damaging effects of inflation?
Many people underestimate the damaging effect of low interest and high inflation on their cash savings. A continued period of low interest rates on cash savings and rising inflation could pose a real risk to savers in 2022, even if the Bank of England (BoE) moves to increase interest rates further in the coming months.
Time to bring your pensions together?
3.6 million Britons have lost track of their pension savings
The more old pensions you have, the easier it is to end up losing one. Tracing pensions from years ago can be a hassle. Over 3.6 million Britons admit they have no idea how many pensions they have and risk paying more in fees than necessary, according to new research[1].
Get ready to beat the ISA deadline
Time to give your financial future a boost?
Savers and investors have less than three months to use the £20,000 they can put into their tax-efficient Individual Savings Account (ISA) before the end of the financial year on 5 April. The current tax year started on 6 April 2021 and ends on 5 April 2022.
Improve your financial life
Setting a financial New Year’s resolution you’ll actually keep
Heading into the New Year, it’s the perfect time to take stock of your budget, liabilities and investments – and check them against your financial goals. The New Year brings an opportunity to reflect on the past year and to set new goals for the year ahead.
Investing with impact
How ESG creates long-term value
It’s no secret that the growth of Environmental, Social and Governance (ESG) investments in recent years has been fundamental. Continue reading
Significant impact on retirement prospects and planning
£5.3 billion lost from over-50s’ retirement pots throughout the course of the pandemic
Over-50s workers in the UK could have a £5.3 billion hole in their collective pension pot due to cutbacks on retirement savings over the course of the pandemic, according to new research[1]. Continue reading