Taking a closer look at what you’re spending as a family can help make significant savings
It will not be too long before spring is finally upon us, and those winter months (even though we’ve had a really mild winter) will start to become a distant memory. But with spring comes a new tax year – the 2019/20 tax year is just around the corner. Continue reading →

Planning your next move for a comfortable retirement
It can be a daunting prospect to think about selling the family home, but it is a decision that many decide is the right choice for them once the children have long moved out and the upkeep seems too onerous. However, people don’t often consider the impact this could have on their retirement, according to new research[1]. Continue reading →

Investing for income or growth, or both
Investment trusts are a well-established way of investing. Many investors prefer to invest in a fund rather than by picking individual stocks, shares or other assets. Funds allow you to diversify your portfolio easily, as well as giving you the chance to benefit from the expertise of fund managers.
They are set up as listed companies issuing shares that can be traded on the London Stock Exchange. Like any company, they issue a fixed number of shares – hence the term ‘closed-ended’ – to raise capital that the manager allocates to investments. Continue reading →

Living a less complicated life!
For anyone enjoying their retirement years, living a less complicated life, it can be easy to assume that you no longer still require professional financial advice. Some people may believe that since they have reached their 60s and ‘retired’, the hard work is over. Continue reading →